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Bihar Gramin Bank Fixed Deposit (FD) Interest Rates 2026

Bihar Gramin Bank Fixed Deposit (FD) Interest Rates 2026

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6.5%

Interest for 3 years

Bihar Gramin Bank FD Interest Rates 2026

TenureNormal Citizen FD RateSenior Citizen FD Rate
7 days - 1 month 15 days3.5%3.5%
1 month 16 days - 5 months 26 days4.5%4.5%
5 months 27 days - 8 months 26 days5.8%5.8%
8 months 27 days - 11 months 30 days6%6%
1 year - 1 year6.3%6.3%
1 year 1 day - 2 years 11 months 30 days6.5%6.5%
3 years - 4 years 11 months 30 days6.4%6.4%
5 years - 9 years 11 months 28 days6.05%6.05%

Note: All interest rates shown above are as on 5th Feb 2026

About Bihar Gramin Bank FD

Bihar Gramin Bank was established on 15th October, 2012 following the amalgamation of erstwhile Madhya Bihar Gramin Bank and Bihar Kshetriya Gramin Bank. The Bank’s operational jurisdiction covers 21 districts in Bihar. With a strong rural presence, Bihar Gramin Bank operates through 445 branches and other service points, aiming to provide inclusive banking services and financial products tailored to the needs of the rural population.

Bihar Gramin Bank FD

3.5% - 6.5%

FD Rate

3.5% - 6.5%

FD Rate for Seniors

₹ 1000

Minimum Deposit

-

Maximum Deposit

-

Lock-in

-

FD Tenure

-

Loan against FD

NA

CRISIL Rating

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Bihar Gramin Bank FD Returns Based on Investment Amount

Investment AmountFor 3 years with interest of 6.5%For 5 years with interest of 6.4%
₹ 50,000₹ 60,734₹ 68,798
₹ 1 lakh₹ 1,21,467₹ 1,37,596
₹ 2 lakh₹ 2,42,934₹ 2,75,191
₹ 5 lakh₹ 6,07,336₹ 6,87,979
₹ 10 lakh₹ 12,14,672₹ 13,75,957

Compare Bihar Gramin Bank Fixed Deposit Returns with Top Banks

Use FD calculator to change values and compare your returns from top banks.

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Bihar Gramin Bank FD
Bihar Gramin Bank FD
Maturity Amount₹ 1,06,485₹ 1,06,432
Total Investment Amount₹ 1,00,000₹ 1,00,000
Total Interest Gained₹6,485₹ 6,432

Compare Bihar Gramin Bank Fixed Deposit Rates with Top Banks

Bank NameFD Interest Rates
ellaquai-dehati-bank.png
Ellaquai Dehati Bank FD		6.25% - 6.75%
utkarsh-small-finance-bank.png
Utkarsh Small Finance Bank FD		7.5% - 8%
rbl-bank.png
RBL Bank FD		7.2% - 7.7%
sarva-haryana-gramin-bank.png
Sarva Haryana Gramin Bank FD		6.25% - 6.75%
kotak-bank.png
Kotak Mahindra Bank FD		6.4% - 6.9%
au-small-bank.png
AU Small Finance Bank FD		7.1% - 7.6%
dakshin-bihar-gramin-bank.png
Dakshin Bihar Gramin Bank FD		7% - 7%
jammu-and-kashmir-grameen-bank.png
Jammu And Kashmir Grameen Bank FD		6.75% - 7.25%
punjab-sind-bank.png
Punjab and Sind Bank FD		5.85% - 6.35%
jana-small-finance-bank.png
Jana Small Finance Bank FD		7.5% - 8%

Calculate Bihar Gramin Bank FD Returns

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₹1,00,000

Total Investment

6,485

Wealth Gained

₹1,06,485

Maturity Amount

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Frequently Asked Questions

The highest Bihar Gramin Bank FD rates for general citizens is 6.5% p.a. and 6.5% p.a. for senior citizens.

The highest interest rate on Bihar Gramin Bank 1 year FD scheme is 6.3% p.a.

6.4% p.a is the interest rate for 5 years on Bihar Gramin Bank FD scheme.

To know in how many years Bihar Gramin Bank Bank FD will double, we can follow the 72 rule. We have to divide 72 by the interest rate, and the result will be the number of years Bihar Gramin Bank Bank FD will double. The current highest Bihar Gramin Bank FD interest rate is 6.5% so investors will double the investment in 11.08 years. Similarly, senior citizen depositors will double their FD investment in 11.08 years, where the highest FD rate for senior citizens is 6.5%.

The minimum investment in Bihar Gramin Bank FD is INR 1,000. However, there is no limit on the maximum amount of investment in Bihar Gramin Bank FD.

The senior citizen fixed deposit interest rates in Bihar Gramin Bank range between 3.5% to 6.5% p.a. for an available minimum and maximum investment duration.

Bihar Gramin Bank FD tenure ranges from 7 days to 9 years 11 months 28 days

The interest from the Bihar Gramin Bank FD calculator for 10 lakh deposit for 1 year will be INR 64,851. The maturity value will be INR 10,64,851. You can use Scripbox’s FD Calculator to determine the maturity value of your investment.

You can check Bihar Gramin Bank FD balance either online or offline mode. For online mode, log in to the Bihar Gramin Bank internet banking portal. Alternatively, you can visit the nearest Bihar Gramin Bank bank to update your passbook for FD balance enquiry.

There is no restriction on the number of FDs you can open with Bihar Gramin Bank.