- Mutual Funds
- HSBC Mutual Fund
- HSBC Banking and PSU Debt Fund (G)
HSBC Banking and PSU Debt Fund (G)
₹ 22.9076
NAV (Oct 15)
Banking And Psu funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.
They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.
The category accounts for close to 8% of the total assets in the Debt Segment.
We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 22.9076
NAV (Oct 15)
Fund Returns
Last 1Y | 7.5% |
Last 3Y | 4.8% |
Last 5Y | 5.8% |
Last 10Y | 6.8% |
Since Inception | 7.1% |
6 Month CAGR | 3.8% |
Scheme Information
The scheme aims to generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings and Public Financial Institutions in India.
Expense Ratio | 0.61 |
Launched (0y ago) | 0.61 |
AUM in Crores | 4204.4 |
ISIN | INF677K01AE7 |
Lock-in | - |
Benchmark | Nifty Banking & PSU Debt Index A-II |
SIP Minimum | 1000 |
Lumpsum Min. | 5000 |
Standard Deviation (3yr) | - |
Standard Deviation | 1.8 |
Beta | 3 |
Sharpe Ratio | -0.6 |
YTM | - |
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| HSBC Banking and PSU Debt Fund (G) | 8,42,480 | 1,09,868 | 5.8% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
GOI
6.7%GOI
6.6%NTPC Ltd.
6.4%Power Finance Corporation Ltd.
5.4%Small Industries Devp. Bank of India Ltd.
5%Allocation by Sector
Financial
11.7%Comparison with Debt Funds
| Fund Name | Fund Size | |
|---|---|---|
₹ 4,523 cr | ||
₹ 8,029 cr | ||
₹ 10,307 cr | ||
₹ 14,839 cr | ||
₹ 4,610 cr |
About the AMC
HSBC Mutual Fund
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
22.5% | 17.7% | ||
25.1% | 22.7% | ||
5.8% | 5.9% | ||
5.6% | 7% | ||
4.4% | 6.6% |
HSBC Banking and PSU Debt Fund (G) Review
HSBC Banking and PSU Debt Fund (G) is a Banking And Psu Debt fund and has delivered an annualised return of 7.093% over a period of 17 years. The fund is managed by HSBC Mutual Fund. The fund managers are Asif Rizwi, Jalpan Shah, Mahesh A Chhabria.
Nav of HSBC Banking and PSU Debt Fund (G) as of 10/15/2024 is ₹22.91 with the total AUM as of 10/16/2024 is ₹4204.4443. With Scripbox you can compare and check the latest nav for all mutual funds in India. HSBC Banking and PSU Debt Fund (G) was launched on 2007-09-20. The category risk of the fund is Above Average.
The minimum SIP amount for HSBC Banking and PSU Debt Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
HSBC Banking and PSU Debt Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to Nifty Banking & PSU Debt Index A-II.
It is rated as a 2 fund in Debt and delivered 7.466% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with HSBC Banking and PSU Debt Fund (G).
Frequently Asked Questions
What is HSBC Banking and PSU Debt Fund (G)?
How to invest in HSBC Banking and PSU Debt Fund (G)?
You can invest in HSBC Banking and PSU Debt Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of HSBC Banking and PSU Debt Fund (G)?
The minimum sip amount for HSBC Banking and PSU Debt Fund (G) is ₹1000. You can invest in multiples of ₹5000.
Is HSBC Banking and PSU Debt Fund (G) good to invest in?
As per Scripbox experts, it is a 2 fund. You can invest in it if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the HSBC Banking and PSU Debt Fund (G)?
The expense ratio of the HSBC Banking and PSU Debt Fund (G) is 0.61% for regular plan.
What is the NAV of HSBC Banking and PSU Debt Fund (G)?
Today's HSBC Banking and PSU Debt Fund (G) NAV is ₹22.91.