- Mutual Funds
- UTI Mutual Fund
- UTI Credit Risk Fund (G)
UTI Credit Risk Fund (G)
₹ 16.1842
NAV (Oct 15)
Credit Risk funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.
These instruments carry a high default risk.
The events of the recent past have shown the impact of poor credit quality on such funds.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 16.1842
NAV (Oct 15)
Fund Returns
Last 1Y | 7.9% |
Last 3Y | 5.9% |
Last 5Y | 0.7% |
Last 10Y | 3.2% |
Since Inception | 4.1% |
6 Month CAGR | 4.4% |
Scheme Information
The scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).
Expense Ratio | 1.63 |
Launched (0y ago) | 1.63 |
AUM in Crores | 330.3 |
ISIN | INF789F01QZ1 |
Lock-in | - |
Benchmark | CRISIL Credit Risk Debt B-II Index |
SIP Minimum | 1000 |
Lumpsum Min. | 5000 |
Standard Deviation (3yr) | - |
Standard Deviation | 8.8 |
Beta | -3.2 |
Sharpe Ratio | 0.6 |
YTM | - |
Fund Managers
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| UTI Credit Risk Fund (G) | 7,45,230 | 12,618 | 0.7% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
GOI
7.8%GOI
7.8%Piramal Capital & Housing Finance Ltd.
6.9%Tata Motors Ltd.
6.8%Godrej Industries Ltd.
6.7%Comparison with Debt Funds
| Fund Name | Fund Size | |
|---|---|---|
₹ 4,523 cr | ||
₹ 8,029 cr | ||
₹ 10,307 cr | ||
₹ 14,839 cr | ||
₹ 4,610 cr |
About the AMC
UTI Mutual Fund
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
6.4% | 7.3% | ||
6% | 6.8% | ||
6.1% | 6.9% | ||
16.2% | 15.3% | ||
20.7% | 14.2% |
UTI Credit Risk Fund (G) Review
UTI Credit Risk Fund (G) is a Credit Risk Debt fund and has delivered an annualised return of 4.12% over a period of 11 years. The fund is managed by UTI Mutual Fund. The fund manager’s name is Ritesh Nambiar.
Nav of UTI Credit Risk Fund (G) as of 10/15/2024 is ₹16.18 with the total AUM as of 10/16/2024 is ₹330.2509. With Scripbox you can compare and check the latest nav for all mutual funds in India. UTI Credit Risk Fund (G) was launched on 2012-11-19. The category risk of the fund is Average.
The minimum SIP amount for UTI Credit Risk Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
UTI Credit Risk Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Credit Risk Debt B-II Index.
It is rated as a 1 fund in Debt and delivered 7.903% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with UTI Credit Risk Fund (G).
Frequently Asked Questions
What is UTI Credit Risk Fund (G)?
How to invest in UTI Credit Risk Fund (G)?
You can invest in UTI Credit Risk Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of UTI Credit Risk Fund (G)?
The minimum sip amount for UTI Credit Risk Fund (G) is ₹1000. You can invest in multiples of ₹5000.
Is UTI Credit Risk Fund (G) good to invest in?
As per Scripbox experts, it is a 1 fund. You can invest in it if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the UTI Credit Risk Fund (G)?
The expense ratio of the UTI Credit Risk Fund (G) is 1.63% for regular plan.
What is the NAV of UTI Credit Risk Fund (G)?
Today's UTI Credit Risk Fund (G) NAV is ₹16.18.