Expense ratio in mutual funds includes annual operating costs such as management fees, allocation charges, advertisement costs etc. Here is a list of top 20 funds with lowest expense ratios in January 2025
Note : *NA implies that Fund is relatively new. Not enough data available
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Below are the top mutual funds with lowest expense ratio in india:
HDFC Floating Rate Debt Fund Direct (G) is a Debt fund that has delivered a 1 Year return of 8.5%, a 3 Years return of 7.1% and a 5 Years return of 7.0%. The fund has an expense ratio of 0.3% and an AUM of ₹14929 crores as of 2025-01-21. It was Launched on 2013-01-01. The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 096.96% to debt and 3.04% to other assets.
Aditya Birla Sun Life Money Manager Fund Direct (G) is a Debt fund that has delivered a 1 Year return of 7.8%, a 3 Years return of 6.8% and a 5 Years return of 6.2%. The fund has an expense ratio of 0.2% and an AUM of ₹22772 crores as of 2025-01-21.The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 0109.30% to debt and -9.30% to other assets.
HDFC Large and Mid Cap Fund Direct (G) is a Equity fund that has delivered a 1 Year return of 14.6%, a 3 Years return of 18.4% and a 5 Years return of 22.4%. The fund has an expense ratio of 0.8% and an AUM of ₹23899 crores as of 2025-01-21. It was Launched on 2013-01-01. The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 97.42% to equities and 2.21% to other assets.
SBI Long Term Equity Fund Direct (G) is a Equity fund that has delivered a 1 Year return of 23.2%, a 3 Years return of 21.8% and a 5 Years return of 23.6%. The fund has an expense ratio of 0.9% and an AUM of ₹27791 crores as of 2025-01-21.The minimum SIP investment is ₹500 and the minimum lump sum investment is ₹500. The fund allocates 91.11% to equities and 8.89% to other assets.
ICICI Prudential Bluechip Fund Direct (G) is a Equity fund that has delivered a 1 Year return of 14.2%, a 3 Years return of 14.7% and a 5 Years return of 18.3%. The fund has an expense ratio of 0.9% and an AUM of ₹63264 crores as of 2025-01-21.The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 90.00% to equities, 0.49% to debt and 9.51% to other assets.
Kotak Nasdaq 100 FOF Direct (G) is a International Equity fund that has delivered a 1 Year return of 33.8% and a 3 Years return of 17.3%. The fund has an expense ratio of 0.3% and an AUM of ₹3434 crores as of 2025-01-21. It was Launched on 2021-02-02. The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 99.95% to equities and 0.05% to other assets.
Aditya Birla Sun Life Savings Fund Direct (G) is a Debt fund that has delivered a 1 Year return of 8.0%, a 3 Years return of 6.8% and a 5 Years return of 6.3%. The fund has an expense ratio of 0.4% and an AUM of ₹16349 crores as of 2025-01-21.The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 098.49% to debt and 1.51% to other assets.
Kotak Gold Fund Direct (G) is a Precious Metals fund that has delivered a 1 Year return of 26.7%, a 3 Years return of 16.9% and a 5 Years return of 13.8%. The fund has an expense ratio of 0.2% and an AUM of ₹2291 crores as of 2025-01-21.The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 03.86% to other assets.
BHARAT Bond FOF - April 2031 Direct (G) is a Debt fund that has delivered a 1 Year return of 9.1% and a 3 Years return of 6.6%. The fund has an expense ratio of 0.1% and an AUM of ₹4675 crores as of 2025-01-21. It was Launched on 2020-07-23. The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 097.20% to debt and 2.79% to other assets.
BHARAT Bond ETF FOF - April 2032 Direct (G) is a Debt fund that has delivered a 1 Year return of 9.7% and a 3 Years return of 6.8%. The fund has an expense ratio of 0.1% and an AUM of ₹4598 crores as of 2025-01-21. It was Launched on 2021-12-15. The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 096.01% to debt and 3.99% to other assets.
